Disclosures

To see more details about our policies and procedures, or to learn more about your rights under the law, you can view disclosure documents at the links below. (Printable copies of each document are also available):

Member Account Agreement

This Agreement covers the rights and responsibilties concerning your accounts and the rights and responsibilities of the credit union providing this agreement. Read ›

Availability of Funds

This disclosure describes your ability to withdraw funds at Chicago Municipal Employees Credit Union. It only applies to the availability of funds in transaction accounts.

Electronic Funds Transfer

This Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer ("EFT") services offered to you by Chicago Municipal Employees Credit Union.

Certificate Account Rate Schedule

The Certificate of Deposit rates, fees and terms applicable to your account at the Credit Union are provided in this Truth-In Savings Disclosure.

Money Market Savings

The Money Market rates, fees and terms applicable to you Credit Union account are provided in this Disclosure.

Check 21 Substitute Check Policy

In order to make check processing faster federal law permits financial institutions to replace original checks with "substitute checks". These checks are similar in size to original checks with a slightly reduced image of the front and back of the original check.

Truth-In-Savings Disclosure

The rates, fees and terms applicable to your account at the Credit Union are provided in this Truth-In-Savings Disclosure.

Privacy Policy

The Chicago Municipal Employees Credit Union, is committed to providing you with competitive products and services to meet your financial needs. We are equally committed to protecting the privacy of our members, under specific guidlines and laws.