How to Join

Chicago Municipal Employees Credit Union (CMECU) is a not-for-profit, federally insured financial institution chartered in 1926 to provide members with a safe place to save and borrow at favorable rates. The credit union is owned by its members, and operated by a professional staff that is overseen by a volunteer board of directors. CMECU has approx. 18,000 members.


Chicago Municipal Employees Credit Union recently partnered with Health Care Association Federal Credit Union also with Chicago Police –Commanding Officers and Sergeants Credit Union and Columbia College Chicago to offer more benefits to the employees, and their families.


Membership as always is open to all employees — beginning on the date of hiring — of the City of Chicago and its sister agencies, such as the Chicago Housing Authority (CHA), Chicago Park District, Public Building Commission, Chicago Public Schools (CPS), City Colleges of Chicago (CCC), Chicago Police Department (CPD), Chicago Fire Department (CFD), Chicago Public Libraries, Chicago Transit Authority (CTA); or if you live, work or worship in the Austin/West Garfield Community and specifically the following zip codes: 60634,60641, 60618, 60635, 60639, 60647, 60651, 60624, 60612 and 60644.


To join, complete the Enrollment Forms on the right hand side, and bring them to CMECU along with a cash, check or money order for $35.00, which represents the value of one share (a $25.00 minimum deposit) plus a one-time $10.00 processing fee, proof of membership, and unexpired Government issued ID. You can also apply online by clicking Online Membership Application on the right hand side.


You also may join CMECU by authorizing Direct Deposit of your paycheck, Social Security, pension or other recurring payments (like Payroll Deductions) to your credit union account. A Direct Deposit/Payroll Deduction authorization form is enclosed for your convenience.


Thank you for your interest in Chicago Municipal Employees Credit Union. We welcome the opportunity to serve you.