Lost or Stolen Card
To report a lost or stolen credit card:
- Phone CMECU at (312) 236-2326. We can process your call faster if you have the account number of your card handy. (Your
account number appears on your monthly statements, as well as on the actual card.)
- Select option 2.
- Follow the recorded instructions.
Preventing Identity Theft
Statistics show that it may take 14 months for a person to discover that their identity has been stolen. To guard against this type of fraud, order a copy of your credit report once a year from TransUnion, Experian and Equifax credit bureaus.
On December 1, 2004, a new federal law went into effect requiring credit bureaus to provide you with a free copy of your report once a year. (You may also obtain a free report if you have recently been denied credit.)
You can obtain your free report by visiting the Web site AnnualCreditReport.com, by calling 877-322-8228, or by sending a written request to Annual Credit Report Request Service, P. O. Box 105281, Atlanta, GA 30348-5281
Some other tips to guard against identity theft:
- Guard your Social Security number and other personal information. Never give your information to anyone unless they
have a very good reason for needing it.
- Don’t carry unneeded credit cards or your Social Security card with you.
- Shred or destroy any papers you throw out, especially those with sensitive or identifying information such as ATM, credit card, debit card and other receipts.
- Keep a master list of your credit card account numbers and your card providers' telephone numbers in a safe place so you can cancel them quickly in case they are lost or stolen.