CMECU Fee Schedule
Fee Schedule
Effective Date: Saturday, December 21st, 2024
| Fee | Amount |
|---|---|
| Savings Account Fees | |
| Savings Account Excessive Withdrawal Fee | $6.00 per occurrence, if more than six (6) withdrawals per year |
| Savings/Holiday/IRA Account Paper or Copy of Statement Fee | $2.00 per copy |
| Checking Account Fees | |
| Minimum Balance | $0 None |
| Checking Maintenance fee for Business Accounts (Free for Non-Profits) |
$10.00 per month without Direct Deposit (Waived if Aggregate Bal is $3,000.00 or more) |
| Non-Electronic Transactions (Checks processed & in-branch deposits & withdrawals) |
50 Free Checks cleared/deposited 50 Free Checks - withdrawals $0.25 per item over 50/free bill pay, E-Statements & online banking |
| Overdraft or Transfer Fee | $7.00 per item |
| NSF Fee | $39.00 per item |
| Returned Item Fee | $39.00 per item |
| Paid Item Overdraft Fee | $39.00 per item |
| Stop Payment Fee | $25.00 per request |
| Check Printing Fee | Prices may vary depending upon style |
| Paper or Copy of Statement Fee | $2.00 per copy |
| Copy of Cancelled Check Fee | $5.00 per check |
| Annual ATM/Debit Card Fee | $5.00 |
| Other Service Fess | |
| Account Reconciliation Fee | $35.00 per hour |
| Account Research Fee | $35.00 per hour |
| Statement Copy Fee | $2.00 per copy |
| Deposited Item Return Fee | $35.00 per item |
| Items Sent for Collection Fee | $20.00 per item |
| Money Order Fee | $1.00 each |
| Legal Process Fee | $75.00 |
| Stop Payment Removed | $15.00 |
| Immigration Letter/Account Verification Fee | $10.00 |
| Collection Delinquent Fee | $39.00 per occurrence |
| Plastic Card Replacement Fee | $10.00 |
| Cash Advance Fee | 3% of advance or $25.00, whichever is less ($2.00 minimum) |
| Back-up Withholding for IRS | $5.00 per quarter |
| Rush Plastic Card | $20.00 |
| Plastic Card Recovery Fee | $65.00 |
| Credit Card Late Fee/Return Payment Fee | up to $35.00 |
| Check by Phone Fee | $10.00 per check |
| VISA Annual Fee (Platinum Free) | $25.00 |
| Negative Balance Fee | $9.00 per day after seven (7) days of negative balance |
| Dormant Account Fee | $5.00 per month after inactive for a year |
| Credit Report Fee | $10.00 (on denials & cancellation requests) |
| Verification of Deposit | $5.00 |
| Cashiers Check | $5.00 for members |
| Domestic Wires | $20.00 |
| International Wires | $30.00 |
| Incoming Wires | $5.00 |
| Early Account Close Fee | $25.00 (before 9 months) |
| Restraining Notices/Tax Levy | $50.00 per item |
| VISA Gift Cards | $4.95 |
| VISA Travel Re-Loadable Money Card | $10.00 (initial min. purchase amt $100.00) |
| Electronic Funds Transfer Fees | |
| Credit Union ATM Withdrawal/Transfer Fee | No Charge |
| Nonproprietary ATM Withdrawal/Transfer Fee | No Charge |
| Debit Card Transaction Fee | No Charge |
| ATM Fee | No Charge |
| POS Fee | No Charge |
| Debit Fee | No Charge |
| PIN Reorder Fee | $5.00 per PIN |
| ACH Origination Credit | $8.00 per transaction |
| Non-member Check Cashing | 1/2% of check amount |
| Non-member Usage of Credit Union ATM Machine | $3.00 |
| Share Value/Membership Fee | |
| Par Value of One Share | $100.00 |
| Membership Fee | $10.00 |
