CMECU Savings Rates
Share/Checking Accounts
Effective Date: Saturday, December 21st, 2024
| Type | Tier Range | APR | APY |
|---|---|---|---|
| Regular Shares | $25.00-$9,999.99 | 0.10% | 0.10% |
| Regular Shares | $10,000.00 and Greater | 0.15% | 0.15% |
| Premium Payroll | $100.00-Up | 0.15% | 0.15% |
| Basic Checking | $1,000.00-Up | 0.05% | 0.05% |
| Universal Checking | $2,000.00-Up | 0.10% | 0.10% |
| IRA** | $500.00-$9,999.99 | 2.20% | 2.21% |
| IRA | $10,000.00-Up | 2.30% | 2.31% |
| Holiday Club | N/A | 1.55% | 1.55% |
| **Dividends will be applied on the Traditional and Roth IRA when the minimum balance is met. | |||
Money Market Accounts
Effective Date: Saturday, December 21st, 2024
| Tier Range | APR | APY |
|---|---|---|
| $2,500.00-$9,999.99 | 2.75% | 2.75% |
| $10,000.00-$49,999.99 | 2.95% | 2.95% |
| $50,000.00-Up | 3.05% | 3.05% |
Financial Health Club
Effective Date: Saturday, December 21st, 2024
Minimum-Maximum
$.01-$25,000.00
| Term | APR | APY |
|---|---|---|
| 12 Month | 3.20% | 3.20% |
| 18 Month | 3.40% | 3.41% |
| 24 Month | 3.50% | 3.51% |
| 36 Month | 3.80% | 3.81% |
Certificates
Effective Date: Saturday, December 21st, 2024
| Term | APR | APY |
|---|---|---|
| Minimum-Maximum $1,000.00-$9,999.99 | ||
| 6 Month | 3.40% | 3.41% |
| 12 Month | 3.70% | 3.71% |
| 18 Month | 3.80% | 3.81% |
| 24 Month | 4.00% | 4.02% |
| 36 Month | 4.30% | 4.32% |
| 48 Month | 4.50% | 4.53% |
| Minimum-Maximum $10,000.00-$24,999.99 | ||
| 6 Month | 3.50% | 3.51% |
| 12 Month | 3.80% | 3.81% |
| 18 Month | 3.90% | 3.91% |
| 24 Month | 4.10% | 4.12% |
| 36 Month | 4.40% | 4.42% |
| 48 Month | 4.60% | 4.63% |
| Minimum-Maximum $25,000.00-Higher | ||
| 6 Month | 3.70% | 3.71% |
| 12 Month | 4.00% | 4.02% |
| 18 Month | 4.10% | 4.12% |
| 24 Month | 4.40% | 4.42% |
| 36 Month | 4.50% | 4.52% |
| 48 Month | 4.70% | 4.73% |
APR=Annual Percentage Rate. APY=Annual Percentage Yield.
Go to main navigation